Lloyd Bertine

-Senior Pastor

Pastor Lloyd has been in full-time ministry since 1981. Along with his wife, Nancy, they started Gulf To Lake Church on January 1st, 1995.  He will tell you that GTLC has been a “God Thing” from the very beginning. Pastor Lloyd was raised in Crystal River but moved to Colorado from 1977 to 1991. He pastored a church in the Durango, Colorado area for ten years before moving back to his hometown. Pastor Lloyd’s passion in ministry has always been and still is preaching.


Steve Phillips

-Associate Pastor of Outreach


Pastor Phillips was born in Jacksonville, Florida, is married to Laura, and has two boys. He graduated from the Baptist College of Florida with a BA in Christian Education and a minor in Youth Ministry in 2002. In 2008 he received a Master of Arts Leadership Degree from Liberty Theological Seminary. He has been
involved in youth ministry since 1999 and has been at Gulf To Lake Church since 2009.


Jeff Gower

-Family Care and Campus Pastor



Nancy Bertine

-Minister of Music/Worship



Chris Hope

-Sports and Recreation Minister


Chris was born in Charlotte, North Carolina. He has been a Floridian since age 13 and has a background in the financial industry. He has served as a volunteer leader for Gulf To Lake Church for many years. His passion is in directing and leading sports and recreation for all ages and now serves on Staff as the Director of Sports and Recreation.  He is married to Kelli and has three children.


Kerri Riemer

-Children's Director

Kerri currently serves as the Children’s Director at Gulf To Lake Church.  Born in Wisconsin, she received her degree in Administration.  She is married to Jeff and has three children. She is privileged to coordinate Gulf To Lake Church Nursery,

Pre-School, and Children’s Ministry. Creativity is her specialty! Loving children is her passion!



Donna Lanier

-Nursery Director



Adam Lindo

-Worship and Technical Coordinator



Kelli Hope

-Financial Administrator



Dana Gower

-Music Ministry Assistant


Lorraine Heymer

-Sr. Pastor Secretary


David Robertson

-Audio Engineer

Ronie Bilotto

-Campus Receptionist


Dan McNeil


Laura Phillips


Contact Us


1454 N. Gulf Ave.

Crystal River, Fl 34429


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