Pastor Lloyd and his wife Nancy started Gulf to Lake Church on January 1st, 1995 with 12 people in attendance at their home. Three weeks later they had the first service to the community in a rented Banquet Hall in Meadowcrest and 192 people showed up. God has had His hand on the ministry from day one. Pastor Lloyd began as a Senior Pastor in April of 1981 in Colorado, but Crystal River is his home town. He has a D. Min. degree but will tell you that the best training was starting a church from scratch and making a lot of mistakes that was "covered" by the grace and mercy of God.

Pastor Steve was born in Jacksonville, Florida. He married his high school sweetheart, Laura. They have 2 boys, Christian and Cason. He graduated from the Baptist College of Florida with a BA in Christian Education in 2002. In 2008 he received a Master of Arts Leadership Degree from Liberty Theological Seminary. After serving at Gulf to Lake for 10 years as the Youth Pastor, he moved into the Associate Pastor Role in 2019. He continues to serve Gulf to Lake Church with joy and cannot wait to see what God has in store for Gulf to Lake Church. 

Nancy was born in Columbus, Ohio and has been a resident of Florida for over 30 years. She is the wife of the Senior Pastor and co-founder of Gulf to Lake Church. Nancy has a Bachelor of Music Education & Performance and has been in Full-time Music Ministry for over 30 years. Her scripture to live by is “Trust in the Lord with all your heart, do not depend on your own understanding. Seek his will in all you do, and he will show you which path to take!” (Prov. 3:5-6)

Kerri currently serves as the Children’s Director at Gulf To Lake Church. She has been on staff with Gulf to Lake Church since 2005. Born in Wisconsin, she received her degree in Administration.  She is married to Jeff and has three children. She is privileged to coordinate Gulf To Lake Church Nursery, Pre-School, and Children’s Ministry. Creativity is her specialty! Loving children is her passion!

Chris was born in Charlotte, North Carolina. He has been a Floridian since age 13 and has a background in the financial industry. He has served as a volunteer leader for Gulf To Lake Church for many years and has been on staff with Gulf to Lake Church since 2010 as our Recreation Pastor. His passion is in directing and leading sports and recreation for all ages and now serves on Staff as the Director of Sports and Recreation.  He is married to Kelli and has three children.

Brian was born in Seoul, South Korea. He is married to Jacque and has three kids - Belle, Caleb, and Olivia. He graduated from Florida State University in 2007 with his bachelors in psychology. He went on to pursue his first Masters degree from Troy University in 2010, graduating with an MA in psychology & counseling. He furthered his education by receiving a Master of Arts Theological Studies Degree from Liberty Theological Seminary. Brian has been serving in youth ministry for over 15 years and is passionate about seeing students find hope that only comes through Jesus Christ. 

John was born in Ohio. He is married to his wife Michelle. John has 2 kids and 4 grandkids. He graduated in 2020 with a Masters Degree from Liberty Theological Seminary. John joined Gulf to Lake on staff in 2021 as our Family Care Pastor.  He loves people and he loves Jesus.